Asian Contemporary architecture in Jackson Ave., Asiaworld City, Brgy. Don Galo, Parañaque City.
The only waterfront community in Bay City — located directly by the bay with magnificent views and world-class amenities in the metro's next major business district.
Units available — request the latest price list and computation from Maiden.
Oak Harbor Residences sits in Jackson Ave., Asiaworld City, Brgy. Don Galo, Parañaque City — close to malls, schools, hospitals, and major transit links across Parañaque and Metro Manila.
Oak Harbor Residences pairs DMCI's signature resort-style living with a prime Parañaque address. Reserve through an accredited agent and get the full price list, sample computations, and flexible payment options.
Oak Harbor Residences qualifies for the DMCI Homes Third Quarter Deals — reserve by August 31, 2026 and choose the downpayment structure that fits your cash flow.
Spread your 12% downpayment over 36 months and take a 1% discount. Balance of 88% via bank or in-house financing.
Stretch the same 12% downpayment over 40 months for the lowest possible monthly — no discount, maximum breathing room. Balance of 88% via bank or in-house financing.
Promo validity: August 1 – August 31, 2026 · per DMCI memo PD-26-07-031 (Third Quarter Deals). Final figures are confirmed at reservation — talk to Maiden Magdaraog (Maiden Magdaraog) to avail.
20% spot DP → 4% off · 30% spot DP → 2% off · 40% spot DP → 2% off · 50%+ spot DP → 3% off · Cash term → 4% off. Applicable to units and parking slots (if purchased with the unit).
Promo validity: July 28 – August 31, 2026 · per DMCI memo PD-26-07-033 (Oak Harbor Residences spot DP promo).
Oak Harbor Residences qualifies for DMCI Homes’ 5% downpayment promo — a ready-for-occupancy home with the lightest entry cost of the year.
| Promo Term | Discount | DP Period | Financing |
|---|---|---|---|
| 5% DP · 95% balance thru bank financing | 2% OFF | DP payable in 12 months | Chinabank & BPI only |
Promo validity: June 1 – November 30, 2026 · per DMCI memo PD-26-05-028 (5% DP – 95% BF payment term extension, Chinabank & BPI financing only). Final figures are confirmed at reservation — talk to Maiden Magdaraog (Maiden Magdaraog) to avail.
Three ways into the same unit at Oak Harbor Residences. The 5% low spot downpayment is the lightest entry cost of the year — and it hands the bank ₱938,142 more to carry, which at an indicative 8.5% over 20 years works out to about ₱8,141 more every month, or roughly ₱1,953,940 more paid over the term. Home Advance keeps the smaller loan, carries the lightest monthly downpayment of the three, and is the only one that gets you into the unit before the bank releases anything.
| Oak Harbor Residences · Lauderdale M106 | 12% Spot DP | 5% Low Spot DP | Home Advance 12% / 36 |
|---|---|---|---|
| Downpayment required | 12% | 5% | 12% |
| Promo discount | 1% | 2% | 1% |
| Net contract price | ₱15,531,120 | ₱15,374,240 | ₱15,531,120 |
| Downpayment amount | ₱1,863,734 | ₱768,712 | ₱1,863,734 |
| Payable over | 1 payment | 12 months | 36 months |
| Monthly downpayment | — | ₱61,559 | ₱50,937 |
| Cash to reserve + first payment | ₱1,863,734 | ₱91,559 | ₱80,937 |
| Cash out, first 12 months | ₱1,863,734 | ₱768,712 | ₱641,245 |
| Balance for bank financing | ₱13,667,386 (88%) | ₱14,605,528 (95%) | ₱13,667,386 (88%) |
| Est. amortization, 20 yrs | ₱118,609/mo | ₱126,750/mo | ₱118,609/mo |
| Bank options | any accredited bank | Chinabank or BPI only | any accredited bank |
| Earliest move-in | after bank drawdown | after bank drawdown | month 4 — before drawdown |
| Cash to reach move-in | ₱1,863,734 | ₱768,712 | ₱233,748 + ₱87,500 |
| While you finish the downpayment | your current rent | your current rent | ₱25,000/mo — your own unit |
| Who owns the unit from Day 1 | you | you | you |
Home Advance is not a “rent first, buy later” arrangement. The purchase happens first; the occupancy happens second. That order is everything:
Compare that with any arrangement where you lease first and the purchase is a separate, later decision that is subject to approval. There, you can pay faithfully for a year and still not own anything — and if the conversion is not approved, every peso you paid was rent.
Straight about the lease: under Home Advance you do sign a lease and the monthly Home Advance rate is not credited to your purchase. It is the occupancy fee for living in a unit you have already bought, before the bank releases the balance. Your ownership runs on the downpayment, in parallel — and it started the day you reserved. The right comparison is not “lease versus equity,” it is “this lease versus the rent you are paying someone else right now.”
Computed on Lauderdale M106 — the lowest-priced available 1BR at Oak Harbor Residences (66 sqm, list ₱15,688,000) as of this page’s build date — with a ₱30,000 reservation fee. The 12% spot column assumes DMCI’s regular term with its project spot-DP discount applied; special discounts are tied to their own payment terms and are not combinable (memo PD-26-07-031). 5% low spot downpayment per memo PD-26-05-028, valid June 1 – November 30, 2026, Chinabank or BPI financing only. Home Advance per memos PD-26-06-014 and PD-26-06-020, valid July 1 – September 30, 2026. Bank amortization is an estimate at 8.50% over 20 years — your actual rate is set by your bank at approval. Closing fees are payable separately on all three routes.
Oak Harbor Residences qualifies for the DMCI Homes Home Advance (Rent-to-Own) program. Move into your unit and lease it while you complete payment — instead of waiting for full bank financing.
| Unit Type | Approx. Size | Monthly Lease | Move-In Cash-Out* |
|---|---|---|---|
| 1-Bedroom | 66–72.5 sqm | ₱25,000 | ₱87,500 |
| 2-Bedroom | 80–85 sqm | ₱32,500 | ₱110,000 |
| 2-Bedroom | 97–100 sqm | ₱37,500 | ₱125,000 |
| 3-Bedroom | 127–152 sqm | ₱45,000 | ₱147,500 |
| 3BR Loft (Inner) | 135–200 sqm | ₱70,000 | ₱222,500 |
| 3BR Loft (End) | 201–300 sqm | ₱80,000 | ₱252,500 |
*Move-In Cash-Out = 1 month advance rental + 2 months security deposit + ₱12,500 one-time utility deposit. PMO turnover fees (joining fee + water service deposit) are FREE under the promo.
Pay the 4 months downpayment in one go to qualify right away. This advance is not subject to any extra discount and your schedule stays as-is.
Pay your downpayment monthly as scheduled. You qualify for Home Advance availment after your 4th monthly payment.
All terms enjoy FREE PMO turnover fees.
Promo validity: July 1 – September 30, 2026 · per DMCI memo PD-26-06-014. Lease rates are indicative and based on unit bedroom type & size; final figures are confirmed at reservation. Talk to Maiden Magdaraog (Maiden Magdaraog) to avail.
Talk to Maiden Magdaraog — your DMCI Accredited Agent — for the complete price list, unit availability, and a free personalized consultation.
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